When you are setting up the Title Loan interest (the first line on the Title Loans tab of Company Setup), it is very important that you understand the purpose of the Recurring checkbox. Normally, interest is recurring, so Recurring checkbox should be checked. However, the Recurring checkbox should not be checked if your company elects to do renewals and considers a previously past due client to be paid with a loan status of current only when a renewal is done. The idea here is that the company determines when a client is "current enough" for a title loan to be renewed, rather than the software. For instance, if a client is past due and comes in to pay without enough money to satisfy the late days of interest, the company might elect to take the money as a partial payment, not renew the loan, and require the client to return with enough money to satisfy the interest for the late days. When the late interest is satisfied, the user can use the Renew button to renew the loan, which in effect creates a new loan that is current for at least the next 30 days. If you don't check the Recurring checkbox for interest, the program will assume the next due date and loan status will be determined when the loan is renewed. If you don't do renewals, the due date will not change and once a loan goes past due, the computer will not change the due date or loan status because it is waiting for a renewal that never happens!